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Young accurate couple: It is difficult to buy room marriage conduct financial tr
From;    Author:Stand originally
Update time: 2008-04-26 article origin: Internet author: Pan clean

Article summary: Because want to marry, a large sum of marriage charge needs to prepare, buying a house is an important matter, the amount of need is larger, with him current assets and income circumstance see a possibility relatively demanding.

Mr Li this year 28 years old. The work is at present steady, every monthly wages is buckled go duty and 4 danger one gold, enter an item in an account 3500 yuan, every quarter money award is about the same 2000 yuan. He every months of chummage 1200 yuan, life expense is controlled 2000 yuan probably. There are 30 thousand yuan of deposits in the bank, invest basically without what. Plan next year and cummer marry, parents gives him 500 thousand yuan, mr Li needs preparative marriage fee, will buy a house. Took a fancy to a 40 square metre, about 700 thousand yuan small family at present model secondhand room.

Because want to marry, a large sum of marriage charge needs to prepare, buying a house is an important matter, the amount of need is larger, with him current assets and income circumstance see a possibility relatively demanding.

Analysis of conduct financial transactions:

Sichuan invests Shi Wusheng of conduct financial transactions of net of conduct financial transactions to express, the income source of people can be divided for initiative income and passivity income, target of conduct financial transactions has the near future target and in the cent of long-term goal. In light of the circumstance according to Mr Li, its income source is only source of passivity job income is insufficient, need has surplus of deposit, salary to have sound investment to its, add the income source that its invest actively, in order to achieve the goal that asset maintains value and fast rise in value.

Undertake an analysis to its finance affairs above all: Mr Li the asset state after 1 year: Wage income: 3500 × 12=4.2 10 thousand yuan; Premium income: 2000 × 4=8000 yuan; Bank deposit: 30 thousand yuan; Parents aids financially: 500 thousand yuan; Income is total: 580 thousand yuan. Year expenditure: (12=3.84 of 2000 1200) × 10 thousand yuan; Net value of the asset after 1 year (do not include in those days yield) : Five hundred and forty-one thousand six hundred yuan.

To the demand of Mr Li near future, it is to buy housing, press total prices 700 thousand yuan, head Fu Sicheng is calculated, need cash RMB 280 thousand yuan; 2 it is to marry expenditure, basically be 3 big fields: Bridal charge, building decorates articles for use of charge, household to acquire charge. This respect because of district different, and every pairs of new personality the demand that waits to banquet of bridal, marriage, articles for daily use is different and difference is bigger, be in commonly 100 thousand to 500 thousand yuan between.
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